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How Are HDHPs and HSAs Related?

You must have a High Deductible Health Plan (HDHP) in order to contribute to a Health Savings Account (HSA). Once you have an HSA you can continue using it, regardless of whether or not you have an HDHP. The only relation between an HDHP and HSA is that you must be covered only by an HDHP to open and contribute to an HSA without tax penalty.

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